LOAN APPLICATIONS FOR 2025 WILL BE ACCEPTED

BEGINNING FEBRUARY 1, 2025

DUE DATE:  APRIL 30, 2025

Do you know of a medical student (with ties to the Saginaw area) in need of a loan?


The SCMS Foundation may be able to help. The Foundation was formed in 1968 and originally funded through physician donation of earnings from educational and charity work. The Annual Golf Outing and donations now fund the Foundation which makes low interest loans to medical students with ties to the Saginaw area. The intent is to encourage physicians to return to Saginaw County to practice medicine.


ONLY APPLICANTS ENROLLED IN A UNITED STATES MEDICAL SCHOOL WILL BE CONSIDERED.


In 2012, the Board voted to approve forgiveness of all loan interest if the individual returns to practice in Saginaw County upon completion of a residency. In 2016, the Board voted to forgive 25 percent of the principal owed at the end of the first, second, third and fourth years of practice in Saginaw County with paid membership in good standing in the SCMS/MSMS, with a maximum of $5,000 per year forgiven, with prior Promissory Notes executed by current medical students/residents who have not yet begun repayment eligible for loan forgiveness in accordance with the provisions stated.


 SCMS Foundation officers are:


  • President - Iris A. Marteja Manlapit MD
  • Vice President/Secretary - Steven J. Vance MD
  • Treasurer - Sarosh Anwar MD
  • Trustee - Matthew D. Deibel MD
  • Trustee - Thomas E. Damuth MD
  • Trustee - Christopher J. Allen MD
  • Trustee - Mohammad Yahya Khan MD

If any SCMS member knows of a medical student in need (with an interest in the Saginaw area), please encourage him or her to apply. Deadline for applications is April 30, 2025.  


QUESTIONS? Contact Joan Cramer at jmcramer@saginawcountyms.com 

Medical Student Loans